Let's make you a homeowner
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What Is DTI (For Mortgage) And Why Does It Matter?



Chris Kinsella is a top 0.5% loan originator in the country with over 1000 clients using him to buy their home. He offers in-house loan processing, underwriting, and closing, which can help you get to the closing table quickly and smoothly. He is licensed in IL, IN, MI, WI, OH, MN, TX, CO, FL, TN, CA, ID, AZ, CA and NY. For your home buying questions, we have solutions.

Here's a great place to start.
Plus, we'll get creative for you.

Property Investor loan


Debt service coverage ratio uses rental income to qualify for financing

Flexible Requirement Loan

Non-QM Loan

Flexible income and credit requirements provide financing options for unique situations.

Home Seller Loan

Bridge Loan

Short-term financing for homebuyers who have a house to sell.

Credit Card Payoff Loan

Cash-out Refinance

Up to 95% loan-to-value ratio made for paying off high-interest debt.

Rural Homeowner Loan


Zero down, lower rates and lower credit reqs. Made for rural properties.

High-earner home loan

Jumbo Loan

Special financing for higher value properties with limits set by location.

US Military Loan

VA Loan

Lower down payment and lower interest rates for US Military Veterans.

Well-Qualified Loan

Conventional Loan

Great for well-qualified individuals, with lower rates and less hoops.

First-time Homeowner Loan

FHA Loan

Lower down payment and lower barriers-perfect for the first-time buyer.
Good Home Vibes Only
Good Home Vibes Only
Good Home Vibes Only
Good Home Vibes Only

Feels good to be home.
Let's get you there.

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