Let's make you a homeowner
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What Is DTI (For Mortgage) And Why Does It Matter?



Your Trusted Homeownership Guide

Welcome to your path to homeownership with Alex Filin, a dedicated professional who makes your dream of owning a home a reality. With Alex, helping people achieve their homeownership dreams is more than a job; it's a passion. He understands that buying a home is a profound financial decision, and he cherishes the opportunity to guide you through it.

Transparency, Education, and Teamwork: Alex's Approach

Alex's commitment to transparency and education sets him apart. He empowers clients by presenting all their options and maintaining open, honest, and transparent communication throughout the loan process. At Alex Filin Team, a collaborative approach ensures that you're always in the know. Working alongside Vybe Mortgage, Alex simplifies the complex, making the home loan process easy to understand and tailored to your needs. With his team, closing day is a celebration of your homeownership journey, and your happiness is their promise.

Your Guide to Life's Biggest Purchase

Alex's true passion is guiding first-time buyers and empowering them with knowledge. Beyond mortgages, he's a family man residing in Glenview, IL, with his wife, Jenny, and their joyful 6-year-old daughter, Piper, and their 18-month-old Goldendoodle, Jeffrey. Plus, a fun twist: Alex's brother, Nikita, is a tennis prodigy ranked #110 globally for U18 and soon to be an Ohio State Buckeye. With Alex Filin, you have a trusted partner for life's biggest purchase, ensuring your journey to homeownership is as exciting as it is successful.

Here's a great place to start.
Plus, we'll get creative for you.

Property Investor loan


Debt service coverage ratio uses rental income to qualify for financing

Flexible Requirement Loan

Non-QM Loan

Flexible income and credit requirements provide financing options for unique situations.

Home Seller Loan

Bridge Loan

Short-term financing for homebuyers who have a house to sell.

Credit Card Payoff Loan

Cash-out Refinance

Up to 95% loan-to-value ratio made for paying off high-interest debt.

Rural Homeowner Loan


Zero down, lower rates and lower credit reqs. Made for rural properties.

High-earner home loan

Jumbo Loan

Special financing for higher value properties with limits set by location.

US Military Loan

VA Loan

Lower down payment and lower interest rates for US Military Veterans.

Well-Qualified Loan

Conventional Loan

Great for well-qualified individuals, with lower rates and less hoops.

First-time Homeowner Loan

FHA Loan

Lower down payment and lower barriers-perfect for the first-time buyer.
Good Home Vibes Only
Good Home Vibes Only
Good Home Vibes Only
Good Home Vibes Only

Feels good to be home.
Let's get you there.

Get Started